HIV and AIDS and NGOs

NGOs have been playing a critical role in addressing the HIV and AIDS issue in developing countries. Their role was widely acknowledged even before governments in many countries hardly began doing anything against HIV and AIDS. They have been working as key partners for governments and international agencies in not only in the . . . → Read More: HIV and AIDS and NGOs

Civil Society

Civil Society comprises of all those civic and social organizations working for the betterment of the society but is completely independent from the state and commercial institutions in the market. Although the definition of term, “civil society” can be complex, it usually refers to those groups which are working collectively for improving the . . . → Read More: Civil Society

ICT and Sustainable Development

Information, Communication and Technology (ICT) has been increasingly recognized as a significant tool for poverty reduction in poor and low-income developing countries. Currently, there is high level of interest and commitment from various quarters, including governmental agencies, private organizations, international development organizations and NGOs to explore, adapt and implement technology-based projects to speed . . . → Read More: ICT and Sustainable Development

Human Rights

According to the United Nations Universal Declaration of Human Rights (UDHR), human rights are “basic rights and freedoms to which all humans are entitled.” These can include right to life, liberty, freedom of expression, equality before law and economic and social rights, right to work, right to education and right to food. The . . . → Read More: Human Rights

Developing Countries

The term, “developing countries” is often used in international development and many of us think that we are clear in what it means. But the fact is that despite the World Bank’s profound classification, there is considerable contradiction in accepting and analyzing what actually developing countries are. This is because people in many . . . → Read More: Developing Countries

Sustainable Development

The Concise Oxford English Dictionary defines the term, “sustainability” as (the ability to) “keep (something) going over time or continuously.” In context of a community-based service delivery program, it can mean to be the ability of the program to provide the services continuously or for over a longer period of time.

. . . → Read More: Sustainable Development

Poverty

A condition of life where people are unable to afford basic human needs such as food, clothing and shelter is referred to poverty. But poverty can also be relative when compared to other existing standards of living or incomes. When economies produce little, then poverty conditions are high. It has also been observed . . . → Read More: Poverty

Non-Governmental Organizations (NGOs)

Although the term, NGO or non-governmental organization means any organization that is not controlled or managed by a government, it has been increasingly used and understood to large and small agencies or groups that work towards some sort of development for a community. The term is mostly applied to such organizations working in . . . → Read More: Non-Governmental Organizations (NGOs)

A Health Microinsurance Project

A health microinsurance project can cover the following benefits under its plan of operation:

(1) Basic Health Care: Preventive health care, health education, immunization, family planning etc; part of curative care such as medical consultations, nursing care, medical care etc

(2) Hospital Treatment: Hospital accommodation, medical, surgical, technical expenses . . . → Read More: A Health Microinsurance Project

What is Health Microinsurance?

Health micro-insurance – referred by different names such as community-based health insurance, micro-health insurance, mutual health insurance, community-based health financing, community health insurance etc -is a form of micro-insurance in which resources are pooled to mitigate health risks and cover health care services in full or in part. Health micro-insurance schemes are more . . . → Read More: What is Health Microinsurance?

The Principles of Microinsurance

The principles of microinsurance are:

(1)    Risk-sharing and Pooling of Resources: The main principle of any micro-insurance scheme is that a group’s (community) resources are pooled to share risks (such as health, death, pension, accidents etc) in order to organise protection directly for themselves.

(2)    Specified Risks Only: A . . . → Read More: The Principles of Microinsurance

What is Microinsurance?

Insurance is a kind of a financial service whereby clients pay a premium on regular basis in return for reimbursement at higher rate when a risk occurs.  In principle, it is one of the risk management tools to counter the losses suffered from a crisis.  It is a pool of resources developed by . . . → Read More: What is Microinsurance?

Specific characteristics of the formal economy and informal economy

The formal economy:

(1)    has an organised system of employment with clear written rules of recruitment, agreement and job responsibilities. (2)    has a standardised relationship between the employer and the employee is maintained through a formal contract. (3)    the employee is expected to work for fixed hours and receives fixed salaries . . . → Read More: Specific characteristics of the formal economy and informal economy

What is the difference between formal economy and informal economy?

Mr. ABC gets a job at a software company. His letter of appointment is enclosed with a contract explaining his job responsibilities.  He gets a fixed salary in addition to incentives based upon his qualifications and experience. He works in an organized environment where his colleagues enjoy similar benefits. He is entitled to seek claim . . . → Read More: What is the difference between formal economy and informal economy?

What is Informal Economy?

The term, “Informal Economy” was first used by Keith Hart (Informal Income Opportunities and Urban Employment in Ghana” in Journal of Modern African Studies) during the 1970s to describe the temporary economic strategies adopted by migrant workers in Ghana. Over time, various definitions have come into place.

ILO’s Kenya Report (Employment incomes and . . . → Read More: What is Informal Economy?

NGO Opportunities in Your Country