The project will compile an inventory of the existing SHGs (self-help groups) in the project area in the beginning. This information will help the project to assess the existing SHGs and their capacities. The existing SHGs can be assessed applying the following criteria:
Criteria:
- Age of the group ( at least one year old)
- Number of members (between 10 and 20)
- Cumulative savings
- Internal lending and the amount
- Loan repayment history
- Whether the group has a bank account
- Amount of loan availed from the bank
- Whether any subsidy received from the government and its usage
- Group cohesiveness
- Promoter (NGO/Self promoted/Government/any other)
- Members’ perception about the group
- Willingness of the promoters as well as the members to affiliate the group to the cooperative
This activity will help avoid duplication and confusion in the villages since SHGs are created by many different institutions. Based on the above assessment, the existing groups can be adapted and their capacities can be strengthened through training and exposure. In the villages/hamlets where there are no SHGs or where earlier SHGs have become defunct, new SHGs can be created.
The new SHGs can start their functions with regular savings followed by inter lending. Each SHG can open a bank account and maintain the prescribed books and records. Once the SHGs are created or adapted in all the villages, a cluster level cooperative can be formed. This cooperative can function informally on the basis of cooperative concept and principles. If there are existing government legislations where they can get formally registered, then it can be carried out after educating the members about the process.
Microfinance, Cooperatives and Microinsurance as Sustainable Solutions……….Goal of Microfinance and Cooperative Strategy……….Cooperatives as a Means to Promote Sustainable Livelihoods……….Self-Help Groups……….Entry-Point Activities……….Savings and Credit Cooperatives……….Sustainability of Cooperatives……….Gender in Microfinance and Cooperatives
NGO Tools & Guides:
How to write a Proposal: A basic guide for NGOs on proposal writing & project development...[more] |
Free Fundraising Guides: A compilation of fundraising guides that can be downloaded freely...[more] |
HRM for NGOs: A comprehensive guide on how NGOs can manage their staff & personnel effectively...[more] |
LFA in Proposals: A basic guide for NGOs on how to write Logical Framework Analysis in grant proposals...[more] |
Fundraising Staff: How to train NGO staff in fundraising for your organization...[more] |
Travel Grants: Where can NGOs find travel grants to attend conferences and trainings around the world...[more] |
Protection from Online Scams: How NGOs can protect themselves from online scams...[more] |
Funding for Women: Resources on availability of funding to address women's & girls' issues...[more] |
NGO Policies: Sample policies & systems for NGO management...[more] |
Livelihood Proposal: How to write a proposal for a Community Livelihoods Development Project...[more] |
Climate Change Proposal: How to write Proposals on Projects addressing Climate Change...[more] |
Human Rights Proposal: How to write a human rights project proposal...[more] |
Job Description: How NGOs can write job descriptions for thier staff easily...[more] |
NGO Promotion: How to develop different types of promotional material for NGOs...[more] |
Bilateral Funding: How to identify NGO Funding Opportunities among Bilateral Agencies...[more] |
| How to write a Case Study: A simple guide for NGOs on how to write a case study...[more] |
