A summary of the information to be collected in the questionnaire for the pre-feasibility study is given below (The information given below is comprehensive but not complete):A. Demographic Information:(1) Size and growth rate of the target population(2) Distribution of the population by age, … [Read more...] about 9. Health Micro-Insurance: The Questionnaire for Pre-Feasibility

The purpose of data collection is to learn more about the situational context and collect information on community choices on health care providers, health care services, preferred premiums etc for designing the health micro-insurance Scheme.Data collection can be carried out through the use of … [Read more...] about 8. Health Micro-Insurance: Data Collection and Analysis

The exercise of holding participatory discussions with the community is not just to get the feel of the idea, but also to sensitise them on local issues. Discussions on food, housing, education and infrastructure can be part of general information to be extracted from them. The difficulties in … [Read more...] about 7. Health Micro-Insurance: Sensitizing the Community

Establishing contact with the community comes after developing the Working Group team. The promoters of the scheme along with the Working Group should establish contact with the community either in an interpersonal manner or through group discussions. Initial discussions on health situation, … [Read more...] about 6. Health Micro-Insurance: Contact with the Community

Involving the community at the outset is the key for successful implementation of a Health micro-insurance Scheme. However, owing to time limitations and lack of resources, it may not be possible to consult the entire community. In such circumstances, it is advised to have a Working Group, … [Read more...] about 5. Health Micro-Insurance: Involving the Community

(c) Internal ControlInternal control includes organisational plan and all the procedures adopted by the implementing agency to safeguard its assets, control the preciseness and the accuracy of its accounting documents, promote the efficiency of its operations and follow through the policies … [Read more...] about 4. Health Micro-Insurance: Human Resource Management

Health service providers are key partners of a health micro-insurance scheme. Whether the scheme or provider are under a single entity or separate, it is important for the two to agree on procedures and protocols for information sharing. This is especially important where the scheme is created by a … [Read more...] about 3. Health Micro-Insurance: Health Service Providers

Entering and Managing DataAfter enrolling members with the fulfilment of membership criteria set by the scheme, membership (or client) databases should be maintained to manage the operations. Due to likeliness of having high volume of data, it is highly recommended that the data should be maintained … [Read more...] about 2. Health Micro-Insurance: Managing Data

The key elements for effectively operating the health micro-insurance scheme are:(a) Validity of AssumptionsManagement of health micro-insurance scheme should ensure that operational procedures are in place. These can be compiled in a document that is periodically reviewed and updated. A key … [Read more...] about 1. Key Elements of Operational Management of Health Micro-Insurance Scheme