The advantages include: the MIS and the health care provider being the same, the members can directly access services without any administrative hurdles; there is strong incentive to provide efficient and quality of services by the institution as the MIS is linked directly to the health system; there is greater flexibility of the institution to adapt the services according to the needs of the members and there is control on major risks and control on all costs by the institution.
The disadvantages include: The members do not have a say in the decision-making process and the external control of health services is limited as there is no negotiation process between the members and health providers.
__________
CONTENTS:
1. Micro-Insurance: The Difference between Formal and Informal Economy…….2. Micro-Insurance: Characteristics of Formal and Informal Economy…….3. Micro-Insurance: Definitions of Informal Economy…….4. Micro-Insurance: Scope of Informal Economy…….5. Micro-Insurance: Some Facts about Informal Economy…….6. Micro-Insurance: Women and the Informal Economy…….7. Micro-Insurance: Implications of Informal Economy on Women…….8. Micro-Insurance: Social Protection…….9. Micro-Insurance: Social Protection is a Human Right…….10. Micro-Insurance: The Need for Social Protection…….11. Micro-Insurance: Risks…….12. Micro-Insurance: Risks in the Informal Economy…….13. Micro-Insurance: Definition…….14. Micro-Insurance: Principles of Micro-Insurance…….15. Micro-Insurance: Types – The Independent Model…….16. Micro-Insurance: Types – The Partnership Model…….17. Micro-Insurance: Types – The Provider Model…….18. Micro-Insurance: Types – The Integrated Model…….19. Micro-Insurance: Types – The Full-Service Model…….20. Micro-Insurance: Health Micro-Insurance