Gender:: Female
Country/Countries I have worked in:: Pakistan
More Details: SHAZIA ABBAS
——————————————————————————————————–
House No. 1, Street No. 20, F-7/2, Islamabad, Pakistan.
OBJECTIVES
A position within a corporate experiential learning and development organization as
Organizational Leadership Team Building Client Relations
Performance Enhancement Coaching & Facilitation Alliance Building
Policy & Strategic Development Product Development Financial Analysis
STRENGTHS
• A dynamic team leader, able to bring energy, enthusiasm and motivation of team members to achieve targets and meet objectives, leading towards the achievement of overall goal of the organization.
• Strong Analytical skills on economic, social and development issues and updated in current issues.
• A highly organized manager and coach; able to quickly assess needs and provides tools to resolve difficulties, enhance learning, and improve performance.
• Exposure/ability to work in a diversified multicultural set-up.
• About 10 years of diversified experience (direct implementation as well as overall management), in banking and development sector all over Pakistan along with international exposures.
• Broaden up the mental horizon through National and International training and exposures for learning. Skilled in easily building rapport with individual from diversified cultures.
PROFESSIONAL EXPERIENCE
April ’05 – to- Date
Senior Management Executive – Credit & Enterprise Development
Pakistan Poverty Alleviation Fund/World Bank Project, Islamabad.
• Managing/Supervising/monitoring portfolio of “Partner Organizations”(PO) with respect to credit & enterprise development, capacity building & operations and system and procedures.
• Managing the process of funding in all aspects of appraisal, financial & operational analysis, sanctioning, contracting, disbursement and performance of potential and financed partner organizations (NGOs Leasing companies, Microfinance Banks etc), in consultation with the unit head.
• Selecting capable POs with current and/or potential capacity to undertake enterprise development activities in pursuance of detailed eligibility criteria.
• Conducting periodic formal/informal interactions with POs and stakeholders with a view to upgrading the understanding of emerging issues during the course of Enterprise Development facility (EDF).
• Analysis of monthly, quarterly and annual reports. Analysis of the portfolio health against the performance indicators (Overdue, Portfolio at Risk, Loan Loss Provisioning, Disbursements, Clients, Outreach, Operational & Financial Sustainability etc).
• Preparing long-term plans and budget
• Research, development and policy advocacy.
• Ensuring consistency with operational policies and procedures.
• Development of funding proposal for new donors.
• Preparation of advertisements for calling the “Expression of Interest (EOI) from organizations as per eligibility criteria of PPAF/WB.
• Coordination, campaigning and networking with other units.
Jun’ 01-April ’05
Branch Manager – Gujranwal, Sialkot, Gujrat
Khushhali Bank, Pakistan.
• Managing the overall branch operations, supervising different departments (Credit, Finance & accounts, Social mobilization, HR, Administrations etc).
• Territory Management, development of a team based environment with good leadership skills. Leading sales & marketing teams
• Proactive Management of services delivery, Supervision of loan documentation, varification and recommendation for the formation of Credit Groups (Community Organization).
• Supervision of effective interaction with various Clint segments & product sales in compliance with bank’ policy.
• Identify and resolve Client Servicing problems.
• Staff development, coordination, training counseling and team building.
• To consolidate credit and business performance reports for management review.
• Sales Target achievement and variance Analysis.
• Business expansion through effective use of resources with the minimum cost.
• Funds projection and transparent utilization.
• Facilitating the process of Social Mobilization/ Community Organizations for field teams/ Situation Analysis/ Area Identification for business expansion.
• Case Studies/Impact Analysis.
Expertise as Professional Trainer (Human & Institutional Development)
Delivers trainings and facilitation in policy design & system and procedures development for various kinds of organizations mainly in the following areas;
• Credit operations management
• Delinquency and risk management
• Economic and financial analysis for decision making
• Project management
• Monitoring and evaluation
• Field an desk appraisal techniques
• Enterprise development
• Strategic/organizational dev.
Teaching Experience.
• Federal Urdu University
• Allama Iqbal University
• Various Professional Trainings
Subjects
• Economics
• Credit Management/Banking
• Project Management/Participatory Mgt
• Strategic Management
• Financial Management
INTERNATIONAL EXPOSURE/Courses/Training
2008
Project Cycle Management Course
(Including excretions to European Parliament-Brussels and Paris
MDF – Holland Sponsored by Nuffic Scholarship – Govt of Netherlands
2009
Managing community based microcredit & income generation for poverty alleviation
Kastsart University Bangkok- Thailand-TICA Scholarship
2007
Self Employed Women Association – SEWA Bank, SEWA Insurance
eDelhi, Ahmadabad – India
2005
Role of HRD in Disaster Preparedness
HRDN/ UNECAP at Bankok – Thailand
TRAINING/WORKSHOPS
Making Microfinance Work- Managing Improved Performance
(International Labor Organization – PMN )
Accounting for Non Accounting Managers
(Lahore University of Management Sciences – LUMS)
Combating Poverty through Employment Generation
(AKH National Center of Rural Development Islamabad)
Monitoring & Evaluation of Projects
(Sustainable Development Policy Institute, Islamabad)
Management Partnership
(The Management Partnership, Islamabad)
Customer Satisfying Innovation
(British Council Islamabad)
Power of Positive Mental Attitude & Communication
(Institute Of Bankers Pakistan,Sialkot & Gujranwala)
Customer is always wrong
(Institute Of Bankers Pakistan)
International Congress
(Human Resource Development Network)
Public Private Partnership
(Human Resource Development Network)
Managing Sales Teams
(Institute of marketing & Sales Lahore)
Entrepreneurial Skills for Economic Empowerment of Women
(AKH National Center of Rural Development Islamabad)
One week Training attachment with OPP-OCT
(Orangi Pilot Project – OPP- OCT Karachi)
PROFESSIONAL TRAINING/ASSIGNMENTS
• Completed Six month training of social mobilization and Micro Finance From “National Institute of Banking & Finance NIBAF” .
• Completed “Internal Audit Assignment” Khushhalibank
• Delivers Training Session at different Organization as Resource Person.
• Area Survey/ supervision of Initial Operations for opening of new branches (Sialkot, Naroval, Gujrat,Bhakar, Mianwali,Sargodha,Khushab,Chakwal)
PROJECT /RESEARCH WORKS
A Comparison between “Islamic v/s Conventional Banking
Downfall of cement industry in Pakistan
SKILLS
Human Resource Management Employee Training, Counseling and Development , Team Building
Communication & Presentation Effective Business Communication & Presentation Skills.
Project Management Work Breakdown Structures, Risk Analysis, Costing, Scheduling, Report Development, and Administration.
Operating Systems/System Software Extensive Experience with MS Office (Word , Excel, PowerPoint), SPSS, Credit MIS-KB, Web
3 Month Basic Computer Skill Diploma
Languages Urdu, English, Punjabi and Basic Arabic
AWARDS & DISTINCTIONS
• Awarded Nuffic Fellowship from Govt of Netherlands
• First Prize in BA University Exam at College 1998
• Debater, Sport President ,Student Council Member ( At College & University)
• Best Student of the year 1998 at college
• Best Athlete of the year 1997 at college
PROFESSIONAL MEMBERSHIP
Member of HRDN “Human Resource Development Network” Islamabad
TRAVEL
• EU States- France, Holland, Belgium, Poland
• UAE States- Dubai, Abu Dahbi, Sharja, Alain
• Arab States- Qatar, Saudi Arabia
• Asia- Thailand, India
EDUCATION
2006 – 2008 MBA- Banking & Finance
Allama Iqbal Open University- Islamabad
1998 – 2001 MSc. Economics – 1st Div
International Islamic University, Islamabad.
1996 – 1998 BA (Economics, Applied Psycho – 1st Div
Federal Government College G.10/4 Islamabad.
MAJOR COURSES – ECONOMICS
Micro &
Macro Economics Managerial Economics
Business Research
Econometrics Monetary Economics
International Trade
Dynamics
International finance
Banking
Development Economics
Economy of Pakistan Others
MAJOR COURSES – MBA
Human Resource Management Financial Accounting Business & Company Law
Credit Management Banking Law & Practice Strategic Business Management
Business Communication Cost & Management Accounting Project Management
Financial Management Corporate Finance Marketing Management
Securities & Investment Mgt. Taxation Management Auditing
